Close more loans with products few others can match

    From DSCR to Non-QM to foreign national financing, GMCC gives you a product arsenal your competitors can’t match. Grow your volume. Win tougher deals.

GMCC’s Unique Specialty Products

Top Programs That Move the Needle

Products Built for Today’s Market

1. DSCR

No job or income required. Cash flow qualifies.

2. No Ratio / No Job

Qualify without employment or income docs.

3. Jumbo

Competitive Rates, Multiple investors, and Flexible AUS qualifying.

4. Non-QM

Use bank statements, P&L, or asset depletion.

5. Foreign National

Visa holders OK. No credit or income needed.

6. Agency Direct Lending

Conventional, FHA, VA, USDA with consistently competitive pricing.

7. Down Payment Assistance

Up to $10K in select states. No repayment if eligible.

8. Buy Without Sell

Cheaper than Bridgel Loans, much lower rate and no point option.

9. Self-Employed

90% LTV, no MI. Just 12 months bank statements.

10. Alt-Doc for Primary

No tax returns for owner-occupied purchases.

11. Investor Loans

DSCR, Fix & Flip, Bridge. Max LTV.

12. No Income/ No DTI

Low Rate, No Point Options – Even for Primary Res, Second Home and Foreign Nationals.

13. Borrower-Prepared

P&L Programs.

GMCC’s Impactful Community Lending Products

What Makes These Programs Work

Built for Real-World Scenarios

High Loan Amounts

Jumbo up to $10M. DSCR up to $4M. Subject to underwriting guidelines.

Low Barriers to Entry

No employment, no FICO, no tax returns = no problem.

Niche Qualifiers

RSUs, 1099s, H1B, Airbnb, doctors, solar — all supported.

Flexible Property Types

2-4 units, manufactured, new builds, rentals all eligible.

Why Top LOs Choose GMCC

Programs That Help You
Say ‘Yes’ More Often

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15minute fit check • Programs that win deals now • 49 States (all but Alaska)

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