Jumbo Express
What it is
Jumbo program underwritten with AUS plus GMCC overlays.
Jumbo Express
Who it’s for
Borrowers needing high loan amounts with strong credit.
Eligibility snapshot
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Item Guideline
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Max loan Up to $5,000,000
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Max LTV Up to 90% with no MI on select tiers
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Credit score 700+ typical
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DTI Up to 45%
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Property SFR, condo, 2 unit
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Occupancy Primary or second home
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Special Gift funds for reserves, rental income without landlord history, unlimited
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Allowances Financed properties, living rent free allowed
Jumbo Express
Documents needed
Full doc per AUS; reserves per matrix.
WHY GMCC
Competitive jumbo overlays
Clear AUS path
Experienced condo and complex file support
LO Advantage
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Market a true 90% LTV jumbo
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Faster approvals via AUS
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Practical solutions for borrowers without landlord history
